For over a decade, Burial Senior Insurance has helped seniors and families nationwide plan ahead with honest, affordable final expense coverage — no medical exams, no waiting periods, and no pressure. Our licensed agents guide you to the plan that fits your budget and your family’s needs.
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Burial senior insurance is a specialized whole life policy designed to cover end-of-life expenses, including funeral services, caskets, burial plots, and medical bills. It ensures your family is protected from sudden out-of-pocket costs when you pass away.
The payout is cash and paid directly to your chosen beneficiaries tax-free, allowing them to settle final arrangements immediately without stress or financial burden.
Final expenses are rising—your loved ones shouldn’t have to carry the burden. Here is what coverage protects against.
Pays for casket, burial plot, vault, and professional funeral director fees.
Clears remaining hospital, hospice, or doctor bills left behind.
Prevents credit cards, personal loans, or unpaid bills from falling on family.
Fast payout allows families to pay service providers without waiting.
Funds transportation, flowers, obituary printings, and reception costs.
Any leftover cash benefit can be gifted directly to your children or grandchildren.
Every senior’s situation is different. Here is how our main burial plans compare.
Traditional whole life policy designed specifically for seniors aged 50–85 looking for reliable, permanent final expense protection.
Designed for seniors in decent health to ensure full coverage begins immediately on day one without waiting periods.
Ideal for seniors with serious health conditions. You cannot be turned down regardless of medical history.
Hassle-free policy application without blood work, doctor visits, or needles—just simple yes/no health questions.
If you want to protect your family from end-of-life costs, coverage is worth a look.
Individuals looking for affordable, permanent coverage that won't expire.
Those who want guaranteed approval without taking a physical exam.
Anyone needing low, predictable monthly rates that fit a tight budget.
Seniors who refuse to leave financial burdens on their adult kids.
Anyone without $10,000+ set aside in cash specifically for funeral costs.
Wise planners who want to finalize all arrangements well in advance.
Planning ahead with senior burial insurance is one of the most thoughtful gifts you can give your family. Funeral expenses continue to rise every year, easily reaching upwards of $10,000. Without dedicated coverage, your children or spouse could be forced to use credit cards, drain savings, or set up fundraisers during an already painful emotional period.
Our burial insurance policies are whole life coverage, meaning your monthly rates will never increase and your coverage will never expire as long as premiums are paid. It provides total financial certainty and ensures your exact wishes are honored with dignity.
Simple, guaranteed protection designed to keep final expenses easy on your family.
Beneficiaries receive the exact cash benefit free of federal income tax.
Premiums stay fixed for the life of the policy—never increasing as you age.
Funds are paid out quickly so your family can pay funeral homes directly.
Whole life policy coverage lasts for your entire life up to age 100+.
Beneficiaries can use the money for any funeral, medical, or debt expense.
Rest easy knowing your final legacy is protected and fully funded.
(800) 718-4568
From application to payout — here’s the full picture in four simple steps.
1
Pick a policy type and coverage amount ($5,000–$25,000+) that fits your budget.
2
Answer a few basic health questions or choose guaranteed approval with no health checks.
3
Pay your small monthly premium to lock in your rates and keep coverage active.
4
When you pass away, your family files a simple claim to receive immediate cash.
Sample estimated monthly rates for a $10,000 whole life burial policy. Actual rates depend on exact age and health option.
|
AGE
|
FEMALE RATE
|
MALE RATE
|
|---|---|---|
|
55
|
$28/mo
|
$35/mo
|
|
60
|
$34/mo
|
$44/mo
|
|
65
|
$42/mo
|
$56/mo
|
|
70
|
$55/mo
|
$75/mo
|
|
75
|
$78/mo
|
$108/mo
|
Rates shown are sample estimates only and not a guarantee of coverage or price.
We make it simple to compare affordable senior burial plans — built around your needs, not a sales quota.
We work for you, not one insurer — giving you unbiased guidance and real options.
Access to trusted, financially strong insurance companies backed for the long run.
Friendly, respectful guidance so you can decide comfortably on your own timeline.
Applications are processed in minutes, often requiring zero medical exams.
Start with a few basic details — takes less than a minute.
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Answer a few quick questions and one of our licensed agents will help you compare real quotes from top-rated carriers — no obligation, no pressure.
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Most seniors pay between $30 to $70 per month for a $10,000 policy, depending on their age, gender, and overall health.
Yes! We offer Guaranteed Issue plans that require no health questions or medical exams, ensuring 100% approval regardless of medical history.
No. Burial insurance is permanent whole life coverage. As long as monthly premiums are paid, your policy will never expire or decrease in value.
Claims are typically processed and paid out within a few business days after receiving the death certificate, allowing immediate payment to funeral homes.
You can name anyone you trust as your beneficiary—such as an adult child, spouse, family member, or trusted friend—and update them at any time.
Have Any Questions? Ask us anything — we’d love to answer!
Burial Senior Insurance provides information and services related to burial insurance for senior citizens, including policy options and end-of-life support services.
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