Final Expense in The Constitution State

How you decide to spend your final days is your choice, but most people prefer to enjoy their golden years without financial worries. If you haven’t saved substantial assets, you might be concerned about your family’s future after you’re gone. Sadly, many people don’t plan, leaving their final expenses as a burden on their loved ones

You can avoid this scenario by preparing with a final expense insurance plan.


What Is Final Expense Insurance?

A final expense plan is a life insurance policy that offers a death benefit to the policyholder’s beneficiaries. This death benefit is a sum of money that is paid out when the person insured under the plan dies. The insured person can be you, a family member, friend, or anyone who you wish to insure.


Final expense insurance offers a product similar to permanent life insurance, with the key distinction being the absence of a medical exam. Due to this, these plans typically provide smaller death benefits. However, this lack of a medical exam shouldn’t deter you from applying, especially if you’ve faced challenges qualifying for other types of life insurance.


Smaller Death Benefits in Connecticut

If you are shopping for final expenses, you must be concerned about how much money your family will get when you pass away. Inquiring about the coverage amount is vital, as it determines the impact on their finances. Qualifying for a plan that covers enough can alleviate them from any debts or expenses associated with your passing, providing essential peace of mind.


Final expense plans typically offer death benefits ranging from $5,000 to $50,000. The coverage amount determines your policy cost, with premiums usually falling between $40 and $80 per month. However, these prices vary based on factors like age, gender, and health condition. Your responses to health questions during the application process also play a significant role in determining the coverage cost.


Get the Coverage You Need

The coverage you need is only a call away. To get started with a free quote on final expense insurance in Connecticut, call 800-718-4568.

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