Final Expense in The First State

Protect your loved ones from financial burden by getting final expense insurance. These plans ensure your family won’t have to worry about covering expenses when you pass away.

What Is Final Expense Insurance?

Final expense insurance works just like regular life insurance. You apply, pick coverage, and pay premiums. The unique part? No medical exam needed. This makes it easier to qualify compared to other life insurance choices.

Final Expense Costs in Delaware

Final expense insurance is pricier than other life insurance types because it’s easier to qualify for. Even if your premiums seem comparable, the coverage you get for each dollar will be less. However, this isn’t a concern for those unable to qualify for other life insurance options.

The cost of final expense insurance in Delaware is determined by your age, gender, and the health-related questions you answer during the application. The underwriter might consider additional factors, but these mainly influence your premiums.

Final Expense Benefits in Delaware

Final expense insurance, like any other life insurance, allows you to select beneficiaries who will be paid the death benefit when you or another insured person dies. Anyone can be your beneficiary, as long as they accept the role. You can even choose multiple beneficiaries if you like. 

The sum beneficiaries receive when you pass away is determined by the coverage you select, ranging from $5,000 to $50,000. The wonderful aspect of final expense insurance is the ability to choose a plan that fits your individual needs.