Final Expense in The Gem State

If you’re in Idaho, you might not be familiar with final expense plans. However, these plans are popular all over the U.S. To learn more, keep reading.

What Is Final Expense Insurance?

Final expense insurance covers your life or the life of someone close to you. When the insured person passes away, a death benefit payment is given to the chosen beneficiaries. You can select anyone you trust to receive the money after your passing.

Applying for Final Expense Insurance

Applying for final expenses is easy. You just need to answer a few medical questions and complete the application. The underwriters will assess your answers to calculate the coverage cost.

Since you only need to answer medical questions, there’s no requirement for a medical exam. Qualifying for final expenses is much simpler than traditional life insurance. So, if you’re seeking end-of-life income for your loved ones, the final expense is definitely worth considering.

Estimated Cost for Final Expense Insurance

The cost of final expense insurance in Idaho depends on your location, age, gender, and health questionnaire responses. Typically, monthly premiums range from $50 to $100, offering benefits between $5,000 and $30,000.

These benefits cover typical end-of-life expenses, but there are larger plans available too. To find a suitable plan in your area, reach out to a final expense agent.