Final Expense in The Hawkeye State

Even if you already have regular life insurance, it might not cover you permanently or provide immediate funds. But with a smaller final expense policy, you can customize your coverage perfectly. Ensure your family has the financial support they need right when they need it.

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What Is Final Expense Insurance?

Final expense insurance is a permanent life insurance, providing lifelong coverage. In the event of your passing, your beneficiaries receive the death benefit as a cash payment to cover your funeral expenses. Many opt for responsible family members as beneficiaries, ensuring their final wishes are honored.

Final expense policy benefits range from $2,000 to $50,000, based on your eligibility and the insurance provider. If you have existing life insurance or savings, a smaller benefit can cover your end-of-life expenses. Many choose a policy that ensures ample funds for medical bills, debts, and living expenses, while still covering funeral costs.

Benefits of Final Expense in Iowa

In Iowa, a burial funeral averages $8,367, and cremation with a service costs around $7,227. These expenses cover basic services, casket, transportation, and ceremony. A final expense policy of $10,000 or more ensures your loved ones can effortlessly cover these costs. Moreover, any remaining funds can be utilized according to their needs.

Getting final expense insurance is simpler than traditional life insurance. The application includes health questions but no medical exam, designed for individuals aged 50 to 85. Since it’s tailored for seniors, having some medical history is expected. Even if you have serious medical conditions, our agents can help you find a guaranteed issue final expense plan, eliminating all medical questions.