Final Expense in the Massachusetts

What Is Final Expense Insurance?

Final expense insurance is your way to ensure peace of mind. When you pay your affordable monthly premiums, you’re guaranteeing that your loved ones will receive the death benefit when you pass. While final expense benefits may be smaller than traditional life insurance, they still cover end-of-life expenses, ranging from $2,000 to $50,000. Let an experienced agent assist you in choosing the right coverage based on your savings and expected expenses.

Why Final Expense Insurance?

Are you in Massachusetts? If so, you might be surprised to know that a complete funeral and burial typically average around $8,528. Opting for a full-service cremation averages about $7,106. When you factor in medical bills and debts, your end-of-life expenses could easily surpass $10,000. But here’s the good news: a final expense policy, with monthly premiums as low as $40, can give you the peace of mind that your family won’t have to worry about these financial burdens.

The benefits from final expense insurance aren’t limited to funeral expenses. After your final arrangements are covered, your loved ones have the freedom to use the money in any way they choose.

Applying for a final expense policy in Massachusetts is simple. You won’t go through a medical exam, and you just need to answer a few health questions. If you have significant medical concerns that make you ineligible for a standard policy, our agents can assist you in securing a guaranteed issue final expense policy. These policies don’t require health questions, but they do come with higher premiums.