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Final Expense in Lone Star State

The time to worry about the costs after death is not when your days are done. Thousands of Lone star prepare for the expense of funerals and burials in advance with final expense insurance. You can find an affordable life insurance plan to cover these costs with the help of our trusted agents at Burial Senior Insurance.

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What Is Final Expense Insurance?

Final expense is a life insurance policy with a relatively small amount of coverage, specially sized to help pay for the costs of funerals and burial or cremation. With a final expense policy, you have the flexibility to choose a death benefit ranging from $2,000 to $50,000. This benefit will be given to your chosen beneficiary or beneficiaries once you pass away. This money comes with no restrictions, so they are free to use any remaining funds to help pay for medical bills, debts, living expenses and more.

 

Why Get Final Expense Insurance?

A funeral and burial cost an average of $7,685 in Texas, and cremation with a funeral costs an average of $6,373. Costs start at the basic services fee and casket, but the rest of the goods and services add up quickly. The death benefit from your final expense policy is designed to arrive exactly when your loved ones need it, without the wait for distributing your estate.

 

Final expense is easy to qualify for, with no medical exam and only a few health questions. If you find yourself saying “yes” to two or more of those questions, you can go with a guaranteed issue final expense policy instead. These policies have higher premiums but accept all applicants. A typical life insurance policy, such as whole life or term life, is often prohibitively expensive for seniors and those with health problems. With final expense, you get the coverage you need without the hoops to jump through.

 

Final Expense in Texas

Putting money saved for your final arrangements might not have been at the top of your priority list. 

 

If you are in the market for burial insurance in Texas, don’t hesitate to give us a call. Our agents at Burial Senior Insurance specialize in connecting people with final expense plans to give their families peace of mind. You can reach our team at 800-718-4568 to get a free quote on coverage.