How Much Does Funeral Cost in Wisconsin

Last Updated on: May 15, 2024

Reviewed by Kyle Wilson

How Much Does Funeral Cost in Wisconsin

funeral cost in wisconsin

Arranging funerals is becoming more difficult, and costs are increasing. The average funeral cost has reached up to $9,000 and is still rising. So, during funeral arrangements, financial concerns can be a worry for a family.
You can relieve your family from this stress by getting insured via funeral or burial insurance plans. These insurance policies are responsible for covering your end-life expenses. People usually Pay for services like viewing, burial, casket, service fees, transporting, embalming, and others, therefore cost for these policies depends on multiple factors like age, health, occupation, gender, and the state where you live. Here are some quick estimates on How Much Does a Funeral Cost in Wisconsin. Let’s get started.

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Cost of Funeral Expenses in Wisconsin by Country

CountyAverage Funeral Cost
Brown County, WI$5,826
Burnett County, WI$9,635
Chippewa County, WI$8,765
Columbia County, WI$9,788
Dane County, WI$10,133
Dodge County, WI$9,337
Eau Claire County, WI$8,725
Fond du Lac County, WI$8,640
Jefferson County, WI$8,770
Kenosha County, WI$7,371
Milwaukee County, WI$7,399
Outagamie County, WI$5,935
Pierce County, WI$8,820
Polk County, WI$8,740
Racine County, WI$7,468
Rock County, WI$7,246
Sheboygan County, WI$8,625
St. Croix County, WI$8,357
Walworth County, WI$7,560
Washington County, WI$8,625
Waukesha County, WI$11,177

Average of Funeral Expenses in Wisconsin

– Traditional Full Service Burial

Basic Services$2,592
Transfer to Funeral Home$395
Dressing and Casketing$326
Utility Vehicle$156
Median-Priced Casket$3,500
Total Cost$8,969

– Full-Service Cremation

Basic Services$2,592
Transfer to Funeral Home$396
Dressing and Casketing$325
Transfer to Crematory$90
Crematory Fee$456
Cremation Casket$1,200
Total Cost$6,706

Benefits of Funeral Insurance in Wisconsin

Here are some of the benefits of having funeral insurance in Wisconsin:

1- Protects your Loved Ones

How Much Does a Funeral Cost in Wisconsin? This is a big question. In a joint or separate family, death is just like an earthquake; funeral insurance can provide financial stability to the remaining family members so that they can easily handle the cost of the funeral. With this strategy in place, people may concentrate on meeting their emotional needs rather than worrying about large costs during a trying time.

2- Saves your Money

Funeral or burial insurance is a great way to protect your family from unforeseen expenses. It will help them save money on funeral arrangements and other financial obligations in case of your death.

3- Peace of Mind

Knowing that your end-life expenses are covered and your last ceremonies will be carried out according to your will gives you mental satisfaction. Moreover, in case of your sudden unexpected death, such as from any accident or incident, it would cost thousands of dollars to carry out your funeral. Therefore, getting funeral insurance will be a good decision.

How much does funeral insurance cost you in Wisconsin?

As mentioned earlier, How Much Does a Funeral Cost in Wisconsin? Its depends on several factors like age, health status, gender, and the coverage amount you want. Let’s discuss them briefly:

  • Age: It is one of the main factors that determines the rates of your funeral insurance plan. Usually, the younger you are, the cheaper your policy’s rates will be. So, it’s advisable to be insured at a younger age.
  • Gender: Female rates are generally less than male rates. The reason is there are high chances of early death in males as compared to females.
  • Health Status: Health condition is another factor that determines funeral insurance rates. If you have health issues that can reduce your lifespan, your rates will be much higher.
  • Coverage Amount: Ultimately, the more coverage you get, the more costly your life insurance policy will be.

How to get Funeral Insurance in Wisconsin?

How Much Does a Funeral Cost in Wisconsin? In Wisconsin, there are a few steps to obtaining funeral insurance. First, one must select the type of coverage they wish to have.

Estimating the funeral expenses and the amount of money you wish to leave your loved ones might help you make a decision. When you’re through with it, compare insurance offered by various insurers by shopping around. To obtain the greatest plan’s coverage at a fair price, make sure to evaluate plans offered by various insurance providers. Funeral insurance in Wisconsin differs from other states in regulatory oversight, coverage options, premium rates, medical underwriting, and consumer protections, shaping policy offerings and consumer experiences. Funeral insurance in Wisconsin reflects unique regulatory and consumer dynamics.

When the time comes for you to apply, keep in mind that many insurance companies need you to get a medical examination. This is so since your premium rates are determined in part by your health status. Your first premium must be paid once the plan has been authorised. To keep your insurance coverage current, you will now need to pay the premiums on a regular basis.

How Much Does a Funeral Cost in Wisconsin: Understanding the Differences Compared to Other States

Funeral Insurance gives a sense of financial safety and covers the cost of funerals and related expense, It’s sometimes known as burial insurance or last  expense insurance, There are significant differences when taking coverage in Wisconsin state as compared to others. even if the fundamental idea of funeral insurance is the same in all jurisdictions, let’s examine these differences and discover what makes Wisconsin funeral insurance unique. Funeral insurance in Wisconsin provides peace of mind, ensuring final expenses are covered without burdening loved ones. Tailored policies ease financial strain during an emotional time, covering funeral costs and related expenses. Wisconsin residents can find comfort in knowing their families won’t face financial strain while honouring their memory.

– Regulatory Framework

The legal structure controlling insurance policies is one key distinction between Wisconsin funeral insurance and those of other states. Regulations and restrictions pertaining to insurance businesses operating inside state borders are specific to each state. The Wisconsin Office of the Commissioner of Insurance (OCI) has established particular regulations that apply to funeral insurance plans in Wisconsin. The goals of these rules are to safeguard customers and guarantee openness in insurance dealings. In contrast, various states can have distinct funeral insurance regulating agencies and rules, which might result in differences in the terms of policies and consumer safeguards.

– Coverage Options

Coverage options are also different from funeral insurance and other state insurance. Insurance companies may offer different types of funeral insurance policies but it depends on coverage and benefits depending on state, 

Customers have access to a range of funeral insurance policies according to their needs, including options for burial or cremation expenses, funeral services costs, and other related expenses. However, due to regulatory and market factors, the specific coverage options and policy features available in other states may differ.

– Premium Rates

How Much Does a Funeral Cost in Wisconsin? The cost of funeral insurance premiums can vary significantly between states due to factors such as demographics, market competition, and regulatory requirements. In Wisconsin, funeral insurance premiums are influenced by factors such as the applicant’s age, health status, coverage amount, and other risk factors. Insurance companies in Wisconsin may use actuarial data and underwriting practices specific to the state to determine premium rates. Comparatively, premium rates in other states may be influenced by different factors, leading to variations in pricing structures and affordability for consumers.

– Medical Underwriting

The process of medical underwriting, which involves assessing an applicant’s health status and risk factors, can also differ between Wisconsin and other states. In Wisconsin, some insurance companies may require applicants to undergo a medical exam as part of the underwriting process to determine eligibility and premium rates. The results of the medical exam, along with other health-related information provided by the applicant, help insurers assess the level of risk associated with insuring an individual. In contrast, other states may have different requirements or regulations regarding medical underwriting for funeral insurance policies.

– Consumer Protections

Consumer protections and rights can vary between states, impacting the level of safeguards available to funeral insurance policyholders. In Wisconsin, consumers are protected by state regulations that govern insurance transactions and ensure transparency in policy terms and disclosures. The Wisconsin OCI oversees insurance companies operating in the state and provides resources for consumers to understand their rights and options when purchasing funeral insurance. However, consumer protections may differ in other states, highlighting the importance of understanding the regulatory environment and available safeguards when obtaining funeral insurance coverage.

When it comes to comparing to another state with Wisconsin, How Much Does a Funeral Cost in Wisconsin? and funeral insurance in terms of regulatory framework, coverage options, premium rates, medical underwriting practices, and consumer protections. By understanding these differences and considering relevant factors, consumers can make informed decisions when selecting funeral insurance coverage that meets their needs and provides financial security for their loved ones.

Frequently Asked Questions (FAQs)

1- Can you buy funeral insurance for your family members in Wisconsin?

Yes, you can buy funeral insurance plans for your family members; however, their consent and agreement to the policy are necessary. Meanwhile, the policy will cover the policyholder’s funeral expenses, and you can select to insure multiple family members under separate plans if you want to.

2- Is there any age restriction for purchasing funeral insurance in Wisconsin?

In Wisconsin, USA, Most Insurance Companies Provide Coverage for people of all ages, but it’s important to note that it depends on applicant age and Company profile. Remember, the younger you are, the lower your premiums will be.

3- Can you change the coverage amount of your funeral insurance with time?

Yes, many insurers allow policyholders to adjust their coverage amount as required. It will be beneficial if you want changes in your final expenses or want to leave a different death benefit for your family members.

4- Is it necessary to undergo a medical exam to get funeral insurance?

Well! Not all insurance providers may require a medical exam from the applicants. It typically depends on the insurer and the particular plan you select. Some life insurance plans provide guaranteed acceptance even without any medical exam.


Here is our expert author, Kyle, your go-to source for simplified insights into the world of life insurance. With years of industry experience, Kyle delivers concise and approachable content, ensuring you navigate the complexities with confidence.

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