How Much Does Funeral Cost in Wisconsin

Arranging funerals can be a daunting task as funeral costs are increasing day by day. The average funeral cost has reached up to $9,000 and is still rising. So during funeral arrangements, financial concerns can be a worry to a family.

You can relieve your family from this stress by getting insured via funeral or burial insurance plans. These insurance policies are responsible for covering your end-life expenses. They mostly pay for services like viewing, burial, casket, service fees, transporting, embalming, and others.

However, the cost of these policies may vary depending on various factors like age, health, occupation, gender, and the state where you live. Below is a quick estimate of funeral costs in Wisconsin by county and traditional burial and cremation services.

Cost of Funeral Expenses in Wisconsin by County

County	Average Funeral Cost
Brown County, WI	$5,826
Burnett County, WI	$9,635
Chippewa County, WI	$8,765
Columbia County, WI	$9,788
Dane County, WI	$10,133
Dodge County, WI	$9,337
Eau Claire County, WI	$8,725
Fond du Lac County, WI	$8,640
Jefferson County, WI	$8,770
Kenosha County, WI	$7,371
Milwaukee County, WI	$7,399
Outagamie County, WI	$5,935
Pierce County, WI	$8,820
Polk County, WI	$8,740
Racine County, WI	$7,468
Rock County, WI	$7,246
Sheboygan County, WI	$8,625
St. Croix County, WI	$8,357
Walworth County, WI	$7,560
Washington County, WI	$8,625
Waukesha County, WI	$11,177

Average of Funeral Expenses in Wisconsin

Traditional Full Service Burial

Basic Services	$2,592
Transfer to Funeral Home	$395
Embalming	$726
Dressing and Casketing	$326
Viewing	$414
Ceremony	$509
Hearse	$349
Utility Vehicle	$156
Median-Priced Casket	$3,500
Total Cost	$8,969

Full Service Cremation

Basic Services	$2,592
Transfer to Funeral Home	$396
Embalming	$725
Dressing and Casketing	$325
Viewing	$413
Ceremony	$509
Transfer to Crematory	$90
Crematory Fee	$456
Cremation Casket	$1,200
Total Cost	$6,706

Benefits of Funeral Insurance in Wisconsin

Here are some of the benefits of having funeral insurance in Wisconsin:

1- Protects your Loved Ones

Funeral insurance will offer financial security to your surviving family members in case of income loss or sudden death in a family that leaves them unable to pay funeral expenses. While having this plan, they can focus on their emotional needs and don’t have to worry about hefty bills at an already difficult time.

2- Saves your Money

Funeral or burial insurance is a great way to cover your family from unforeseen expenses. It will help your family to save money on funeral arrangements and other financial obligations in case of your death.

3- Peace of Mind

Knowing that your end-life expenses are covered and your last ceremonies will be carried out according to your will, gives you mental satisfaction. Moreover, in case of your sudden unexpected death like from any accident or incident. It would cost thousands of dollars to carry out your funeral. Therefore, getting funeral insurance will be a good decision.

How much does funeral insurance cost you in Wisconsin?

As mentioned earlier, the cost of funeral insurance in Wisconsin depends on several factors like age, health status, gender, and the coverage amount you want. Let’s discuss them briefly:

Age: It is one of the main factors that determines the rates of your funeral insurance plan. Usually, the younger you are, the cheaper your policy’s rates will be. So, it’s advisable to be insured at a younger age.

Gender: Female rates are generally less than male rates. The reason is there are high chances of early death in males as compared to females.

Health Status: Health condition is another factor that determines the funeral insurance’s rates. In case you have any health issues that can reduce your lifespan, your rates will be much higher.

Coverage Amount: Ultimately, the more coverage you get, the more costly your life insurance policy will be.

How to get Funeral Insurance in Wisconsin

If you want to get funeral insurance in Wisconsin, you may have to do a few things to get started:

First, you will need to choose the coverage you want. You can decide by estimating the cost of the funeral and the amount of money you want to leave for your loved ones.

Once you are done with it, shop around to find out different policies from several insurers. Make sure to compare plans from different insurance companies to get the best plan’s coverage at a reasonable price.

Now when you are ready to apply, remember that many insurance providers ask you to undergo a medical exam. It is because your health status is a factor in deciding your premium rates.

After getting approved for the plan, you have to pay your first premium. Now you will have to pay the premiums regularly to keep your insurance policy active.

Frequently Asked Questions (FAQs)

1- Can you buy funeral insurance for your family members in Wisconsin?

Yes, you can buy funeral insurance plans for your family members, however, their consent and agreement to the policy are necessary. Meanwhile, the policy will cover the funeral expenses of the policyholder and you can select to insure multiple family members under separate plans if you want to.

2- Is there any age restriction for purchasing funeral insurance in Wisconsin?

Most insurance companies in Wisconsin provide coverage to people of different age groups. However, it’s important to note that insurance costs may vary based on the applicant’s age. Remember the younger you are, the lower your premiums will be.

3- Can you change the coverage amount of your funeral insurance with time?

Yes, many insurers allow policyholders to adjust their coverage amount as required. It will be beneficial if you want changes in your final expenses or want to leave a different death benefit for your family members.

4- Is it necessary to undergo a medical exam to get funeral insurance?

Well! Not all insurance providers may require a medical exam from the applicants. It typically depends on the insurer and the particular plan you select. Some life insurance plans provide guaranteed acceptance even without any medical exam.