For over a decade, Burial Senior Insurance has helped seniors and families nationwide plan ahead with honest, affordable final expense coverage — no medical exams, no waiting periods, and no pressure. Our licensed agents guide you to the plan that fits your budget and your family’s needs.
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Life insurance is a contract between you and an insurance company: you pay a premium, and in exchange, the insurer pays a tax-free cash benefit to your chosen beneficiaries when you pass away.
That benefit can replace your income, pay off a mortgage or debt, cover a child’s education, or simply give your family breathing room during a difficult time — so the people who depend on you aren’t left with a financial burden.
Life is unpredictable — your family’s finances shouldn’t be. Here’s what coverage protects against.
Keeps your household running — rent, groceries, and bills — if your paycheck suddenly stops.
Prevents loans, credit cards, or a mortgage from becoming your family's burden to carry.
Keeps college plans and everyday needs on track, no matter what happens.
Funeral and burial costs average $8,000–$15,000 — coverage means family doesn't pay out of pocket.
Funds a buy-sell agreement or keeps a business running through a partner's loss.
Pass on an inheritance, support a cause you care about, or leave something behind for grandkids.
Every family’s needs are different. Here’s how the main types compare.
Pure financial protection for a specific period—typically 10, 20, or 30 years—offering maximum coverage at the lowest possible rates.
Lifelong protection that guarantees a cash payout upon death while growing a tax-deferred cash value account over time.
Flexible permanent policy that allows you to adjust your premium payments and death benefits as your financial needs evolve.
Affordable blanket coverage provided through employers or organizations, offering baseline financial security to members without individual underwriting.
If anyone depends on you financially, coverage is worth a look.
Protect your child's future and cover childcare costs if you're no longer there.
Make sure your family can keep the house instead of facing a mortgage payment alone.
Protect a shared household income and shared debts from a sudden loss.
Fund a succession plan or protect the business from the loss of a key partner.
Leave a legacy or cover final expenses so the family isn't left with the bill.
If someone relies on your income or care, coverage gives you both peace of mind.
Life insurance is more than just a policy—it’s a fundamental safety net that ensures your loved ones are financially protected no matter what the future holds. From replacing lost income and paying off mortgages to covering daily living expenses and funding future goals, the right plan gives your family complete peace of mind.
Whether you are looking for simple, affordable coverage for a set period or a lifelong policy that builds tax-deferred cash value over time, we make it effortless to compare plans and customize coverage tailored specifically to your budget and lifestyle.
If anyone depends on you financially, coverage is worth a look.
Beneficiaries typically receive the death benefit free of federal income tax.
Term and whole life premiums can stay fixed for the life of the policy.
Claims are often paid within days to weeks, not months — no probate delay.
Permanent policies build savings you can borrow against while you're living.
Name — and change — who receives the benefit at any time, no restrictions.
Know your family's finances are protected, no matter what tomorrow brings.
(800) 718-4568
From application to payout — here’s the full picture in four steps.
1
Pick a policy type and coverage amount that fits your budget and goals.
2
Simplified-issue plans can approve you in minutes; fully underwritten plans take longer.
3
Your policy stays active with regular monthly or annual payments.
4
When you pass away, your beneficiary submits a claim and receives the payout.
Sample monthly rates for a $250,000, 20-year term policy. Actual rates depend on age, gender, and health.
|
AGE
|
FEMALE RATE
|
MALE RATE
|
|---|---|---|
|
55
|
$24/mo
|
$29/mo
|
|
60
|
$29/mo
|
$36/mo
|
|
65
|
$37/mo
|
$46/mo
|
|
70
|
$48/mo
|
$61/mo
|
|
75
|
$68/mo
|
$87/mo
|
Rates shown are sample estimates only and not a guarantee of coverage or price.
We make it simple to compare affordable life insurance — built around your needs, not a sales quota.
We work for you, not one carrier — so you get unbiased advice and real comparisons.
Access to trusted, financially strong insurers so your policy is backed for the long run.
Straightforward guidance so you can make the right decision on your own timeline.
Most applications are approved in 24–48 hours, often with no medical exam.
Start with a few basic details — takes less than a minute.
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Answer a few quick questions and one of our licensed agents will help you compare real quotes from top-rated carriers — no obligation, no pressure.
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A common rule of thumb is 10–15x your annual income, adjusted for outstanding debt, mortgage balance, and future expenses like college. Use our coverage calculator above for a personalized estimate.
Term life covers you for a set period at a lower cost. Whole life covers you for your entire life, builds cash value, and costs more per month. Most families start with term and add permanent coverage later if needed.
Yes. Simplified-issue and guaranteed-issue policies skip the medical exam in exchange for a few health questions or no questions at all — though coverage amounts are typically smaller and premiums somewhat higher.
Most insurers pay valid claims within a few days to a few weeks of receiving the required paperwork — much faster than assets that go through probate.
Yes, in most cases you can update your beneficiary at any time by submitting a simple form to your insurer — no need to change the whole policy.
Have Any Questions? Ask us anything — we’d love to answer!
Burial Senior Insurance provides information and services related to burial insurance for senior citizens, including policy options and end-of-life support services.
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