For over a decade, Burial Senior Insurance has helped seniors and families nationwide plan ahead with honest, affordable final expense coverage — no medical exams, no waiting periods, and no pressure. Our licensed agents guide you to the plan that fits your budget and your family’s needs.
Families Protected
Average Client Rating
Top-Rated Carriers
Average Approval Time
30+
years helping families plan ahead
Group life insurance is a cost-effective policy that provides life insurance protection to a collective group of people—such as employees, union members, or professional association members—under a single master contract. It offers immediate financial security with zero to minimal medical underwriting.
Employers or organizations often cover the full cost of basic coverage or offer discounted group rates, making it an essential and affordable benefit for workers protecting their families.
Group insurance delivers instant financial peace of mind for employees and organization members without individual health checks or complex applications.
Basic group coverage is frequently paid 100% by employers as a benefit.
Guaranteed issue options allow employees to get covered regardless of pre-existing conditions.
Monthly premiums are automatically handled through paycheck deductions.
Replaces lost income and settles debt if an employee unexpectedly passes away.
Options available to convert or take your coverage with you if you change jobs.
Cash death benefits pass directly to employee beneficiaries free of income tax.
Explore specialized group coverage options designed for businesses, unions, and organizations.
Base level protection provided by employers to employees, typically offering coverage equal to a multiple of annual salary (e.g., 1x or 2x earnings).
Allows employees to purchase additional life insurance coverage on top of basic employer-paid limits at discounted group rates.
Permanent group life coverage that builds cash value over time and offers lifelong security beyond typical employment tenure.
Specialized group coverage offered to members of professional associations, trade groups, alumni networks, or labor unions.
Essential coverage for corporate teams, business owners, and organized associations.
Employers aiming to attract and retain top talent with valuable benefit packages.
Workers seeking effortless, low-cost life insurance without health exams.
Individuals who might struggle to qualify for affordable individual plans.
Workers looking for affordable supplemental coverage for spouses and kids.
Group members leveraging collective purchasing power for better insurance rates.
Self-employed professionals getting covered through trade associations.
For many working families, employer-provided group life insurance serves as their primary or only safety net. Offering basic and supplemental group insurance empowers employees to protect their families directly from their paycheck without jumping through complex medical hoops.
For employers, offering group life insurance is a low-cost, high-impact benefit that boosts workforce morale, increases employee retention, and demonstrates genuine care for employee well-being.
Outstanding advantages designed for convenience, affordability, and guaranteed access
Guaranteed issue options available without medical exams or health checks.
Access lower monthly rates due to group purchasing power.
Simple premium payments deducted straight from your paycheck.
Optional add-ons available to protect your entire household.
Many plans are 100% employer-funded for basic coverage levels.
Beneficiaries receive proceeds completely free of income tax.
(800) 718-4568
Simple steps to secure group coverage through your employer or organization.
1
Check your company or association open-enrollment options.
2
Choose basic employer-paid options or opt for voluntary add-ons.
3
Designate family members who will receive the tax-free payout.
4
Payments are handled via payroll, keeping your policy active effortlessly.
Estimated monthly payroll deduction costs for $100,000 voluntary group life coverage based on age brackets.
|
AGE BRACKET
|
FEMALE MONTHLY DEDUCTION
|
MALE MONTHLY DEDUCTION
|
|---|---|---|
|
Under 30
|
$4/mo
|
$5/mo
|
|
30 - 39
|
$6/mo
|
$8/mo
|
|
40 - 49
|
$12/mo
|
$16/mo
|
|
50 - 59
|
$28/mo
|
$38/mo
|
|
60+
|
$62/mo
|
$85/mo
|
Sample rates are for illustrative purposes. Basic group coverage is often provided 100% free by employers. Voluntary rate tiers vary by company size, group health demographic, and carrier.
We help businesses and groups structure top-tier employee benefit packages with top national insurers.
Access employer plans backed by financially strong, A-rated insurance carriers.
Customized group plan designs fitted to your workforce size and budget.
Complete assistance for HR teams and employees during open enrollment.
Streamlined digital setup for seamless employer payroll integration.
Start with a few basic details — takes less than a minute.
945+ Reviews
Or Call: (800)-718-4568
Answer a few quick questions and one of our licensed agents will help you compare real quotes from top-rated carriers — no obligation, no pressure.
✓ 100% Free Quote
✓ No Obligation
✓ Licensed Agents
Basic group term life insurance usually ends when you leave your employer. However, many policies offer a "portability" or "conversion" option, allowing you to convert it to an individual policy without taking a medical exam.
No. Most basic group life plans offer "Guaranteed Issue" coverage, meaning employees qualify automatically without health questions or medical physicals.
Basic group coverage (often 1x your salary) is a great start, but many financial planners recommend having 5x to 10x your salary. Purchasing additional voluntary group coverage or an individual policy can fill the gap.
Yes! Premium payments made by employers toward group life insurance benefits are generally tax-deductible business expenses.
Yes. Most voluntary group plans allow employees to add supplemental coverage for their spouses and eligible dependent children at low group rates.
Have Any Questions? Ask us anything — we’d love to answer!
Burial Senior Insurance provides information and services related to burial insurance for senior citizens, including policy options and end-of-life support services.
Copyright © Burial Senior Insurance 2026. All Right Reserved.
