For over a decade, Burial Senior Insurance has helped seniors and families nationwide plan ahead with honest, affordable final expense coverage — no medical exams, no waiting periods, and no pressure. Our licensed agents guide you to the plan that fits your budget and your family’s needs.
Families Protected
Average Client Rating
Top-Rated Carriers
Average Approval Time
30+
years helping families plan ahead
No medical exam burial insurance allows you to secure permanent whole life coverage without doctor visits, blood work, urine tests, or physical exams. Approval is based on simple health questions, making the application process smooth and fast.
Once approved, your beneficiaries receive a tax-free lump-sum cash payout to pay for funeral services, burial plots, outstanding medical bills, and other final arrangements.
Getting life insurance shouldn’t mean jumping through medical hoops. Here is how simple no-exam coverage protects your family.Day-one protection gives your family total financial security from the moment your policy is approved.
Funds caskets, burial vaults, headstones, and professional funeral director fees.
Settles remaining hospital fees, prescription costs, and doctor bills.
Keeps loved ones from using personal savings or high-interest loans.
Apply comfortably from home without needles, physicals, or doctor records.
Covers memorial services, viewing halls, flowers, and transportation.
Leftover cash benefits go directly to your heirs tax-free.
Explore the different no-exam policy paths available based on your health and approval needs.
Ideal for seniors in good to fair health who can answer a few basic health questions to get day-one coverage without a physical exam.
Designed for applicants who want fast, hassle-free policy issuance without waiting days for underwriting reviews.
Perfect for seniors with serious pre-existing health issues who want guaranteed approval with zero health questions.
Built for seniors looking for fast, simple protection without physical examinations.
Older adults who want permanent whole life insurance without doctor appointments.
Individuals who prefer avoiding blood draws, urine samples, and physicals.
Seniors needing budget-friendly monthly rates that remain fixed forever.
Adults who want to shield their children from unexpected final expense debts.
Families needing quick cash turnaround to settle funeral arrangements.
Wise adults securing peace of mind on their own terms from home.
Securing life insurance shouldn’t involve complex medical exams, laboratory tests, or long waiting periods. No medical exam burial insurance streamlines the entire process, letting you lock in permanent whole life protection from the comfort of your home.
With locked monthly rates that never increase and benefits that never decrease, your policy stays active for life as long as premiums are paid. It gives your family total financial security, ensuring your final wishes are funded smoothly.
Simple advantages tailored for fast approvals and lifelong reassurance.
No needles, blood work, urine tests, or doctor physicals.
Complete your application in minutes online or by phone.
Monthly premiums stay fixed forever—never rising with age.
Beneficiaries receive 100% tax-free cash proceeds.
Coverage never expires as long as premiums are paid.
Beneficiaries can use funds for any funeral, debt, or medical cost.
(800) 718-4568
Applying for no-exam burial insurance is quick and straightforward.
1
Choose a coverage level ($5,000–$40,000) that fits your funeral budget.
2
Complete basic application details with simple yes/no health questions.
3
Receive policy approval and lock in your permanent low monthly rate.
4
Keep your policy active with low monthly payments for permanent security.
Estimated monthly premiums for a $10,000 no-exam whole life burial policy based on age and gender.
|
AGE
|
FEMALE RATE
|
MALE RATE
|
|---|---|---|
|
55
|
$24/mo
|
$29/mo
|
|
60
|
$29/mo
|
$36/mo
|
|
65
|
$37/mo
|
$46/mo
|
|
70
|
$48/mo
|
$61/mo
|
|
75
|
$68/mo
|
$87/mo
|
Rates shown are sample estimates only and not a guarantee of coverage or price.
We help you compare top insurance companies offering fast, no-exam burial plans tailored to your budget.
We compare top-rated carriers to find you the best price for no-exam coverage.
Access policies from financially strong, highly rated insurance companies.
Respectful service giving you transparent answers so you decide comfortably.
Applications are processed immediately without waiting on doctor records.
Start with a few basic details — takes less than a minute.
945+ Reviews
Or Call: (800)-718-4568
Answer a few quick questions and one of our licensed agents will help you compare real quotes from top-rated carriers — no obligation, no pressure.
✓ 100% Free Quote
✓ No Obligation
✓ Licensed Agents
Instead of undergoing a physical exam or blood tests, you simply answer basic health questions on the application. Approval is determined within minutes.
Not necessarily! Simplified issue plans for seniors in fair or good health offer rates that are very comparable to traditional fully underwritten policies.
No. Your premiums are locked in permanently when approved and will never increase due to age or health changes.
Most applications are approved instantly or within a few minutes during a short phone call or online process.
Payouts are cash and completely flexible. Beneficiaries can use funds for funeral home costs, caskets, burial plots, unpaid medical bills, or personal loans.
Burial Senior Insurance provides information and services related to burial insurance for senior citizens, including policy options and end-of-life support services.
Copyright © Burial Senior Insurance 2026. All Right Reserved.
