For over a decade, Burial Senior Insurance has helped seniors and families nationwide plan ahead with honest, affordable final expense coverage — no medical exams, no waiting periods, and no pressure. Our licensed agents guide you to the plan that fits your budget and your family’s needs.
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Guaranteed issue burial insurance is a permanent whole life policy designed for seniors who need final expense coverage without medical exams or health questions. You cannot be turned down due to pre-existing conditions or medical history.
The policy pays out a tax-free cash benefit directly to your beneficiaries, helping them cover funeral services, burial plots, and medical bills without financial stress during a difficult time.
Pre-existing conditions should not stop you from protecting your family. Here is how guaranteed coverage secures your peace of mind.
Covers caskets, funeral home fees, burial plots, and memorial arrangements.
Helps settle unpaid hospital bills, prescription costs, and hospice care fees.
Stops loved ones from using personal savings or credit cards to pay final costs.
Secures instant coverage regardless of heart conditions, diabetes, or cancer history.
Covers flowers, obituaries, transportation, and memorial gatherings.
Leftover payout money after final expenses goes straight to your family tax-free.
Explore the plan structures available under guaranteed issue final expense coverage.Explore the main feature structures available for immediate first-day burial protection.
Apply with complete privacy—no medical questions, blood work, or doctor record checks required.
Tailored specifically for older adults in the 50–85 age bracket who need permanent final expense security.
Standard guaranteed issue structure providing return of premiums plus interest during the first two years, with full payout thereafter.
Perfect for seniors who want total approval certainty without health background checks.This coverage is perfect for anyone seeking day-one financial security without waiting periods.
Older adults looking for permanent coverage without medical testing.
Anyone turned down by other insurers due to pre-existing conditions.
Seniors who need low, locked-in monthly payments that fit Social Security income.
Adults who refuse to leave funeral bills or unpaid medical debt on their kids.
Anyone who needs reliable cash coverage for end-of-life expenses.
Forward-looking individuals securing peace of mind regardless of medical history.
Health issues should never prevent you from securing final expense protection for your family. Guaranteed issue burial insurance eliminates medical underwriting completely, ensuring that every applicant between the ages of 50 and 85 is accepted regardless of current or past health conditions.
As a permanent whole life insurance policy, your coverage will never expire, your rates will never increase, and your payout remains tax-free for your loved ones. It is the hassle-free way to make sure your final wishes are honored.
Practical advantages designed for absolute certainty and ease of approval.
You cannot be denied coverage due to health or medical history.
Skip medical exams, blood tests, and health questionnaire checks.
Your monthly payment stays the same forever—never increasing with age.
Beneficiaries receive the cash payout free of federal income taxes.
Policy stays active for your entire life up to age 100+.
Beneficiaries receive fast cash to cover urgent funeral home fees.
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Four simple steps to lock in your guaranteed burial insurance policy.
1
Select your desired payout amount ($2,000–$25,000) based on your funeral budget.
2
Enter basic contact information with zero health questions.
3
Get guaranteed approval instantly with locked lifetime rates.
4
Pay your small monthly premium to keep permanent coverage active.
Estimated monthly premiums for a $10,000 guaranteed issue whole life policy based on age and gender.
|
AGE
|
FEMALE RATE
|
MALE RATE
|
|---|---|---|
|
55
|
$38/mo
|
$48/mo
|
|
60
|
$45mo
|
$59/mo
|
|
65
|
$56/mo
|
$75/mo
|
|
70
|
$72/mo
|
$98/mo
|
|
75
|
$98/mo
|
$132/mo
|
Sample rates are for illustrative purposes. Rates vary based on exact age, state, and selected carrier.
We help you compare top-rated guaranteed issue plans so you find the right coverage without stress.
Access guaranteed policies from financially strong, highly rated insurance carriers.
Independent advice focused on finding you the best value for your budget.
Respectful service that lets you make decisions on your own timeline.
Applications are approved right away with no waiting on medical records.
Start with a few basic details — takes less than a minute.
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Answer a few quick questions and one of our licensed agents will help you compare real quotes from top-rated carriers — no obligation, no pressure.
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It means you are guaranteed approval for the policy regardless of health conditions, with zero health questions or medical exams required.
Yes. Most guaranteed issue plans have a standard 2-year graded period. If natural death occurs during the first two years, beneficiaries receive all paid premiums plus interest. Accidental death is covered 100% from day one.
No. Your premiums are locked in permanently upon approval and will never increase due to age or changes in health.
Anyone aged 50 to 85 can qualify for guaranteed acceptance, regardless of medical background.
Payouts are delivered as a tax-free lump-sum cash benefit directly to your chosen beneficiaries upon submitting a valid claim.
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Burial Senior Insurance provides information and services related to burial insurance for senior citizens, including policy options and end-of-life support services.
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