Liberty Mutual Insurance has announced the launch of its new flagship cyber insurance suite, designed to blend global capacity with local flexibility. The rollout comes at a time when insurers are balancing competitive pricing with the rising severity of cyber risks.
The suite features two core offerings:
Both provide comprehensive features, including coverage for executive personal losses resulting from cyberattacks targeted at their company.
Clients can further customize their protection with optional enhancements, supported by Liberty’s cyber risk engineering team and a global vendor network specializing in incident response, threat actor negotiations, and data recovery.
According to Liberty Mutual, the suite is designed to be “globally supported but regionally executed,” ensuring compliance with local regulations while leveraging international expertise. This gives clients and brokers greater clarity and adaptability in structuring policies.
A growing market
The launch comes as the global cyber insurance market expands but faces profitability challenges. Munich Re estimates that cyber premiums exceeded US$15 billion in 2024, with demand expected to rise across industries.
At the same time, insurers are confronting new hurdles such as sophisticated cyberattacks, systemic risks linked to digital supply chains, and emerging AI-driven threats. Reinsurers continue to focus heavily on cyber accumulation and systemic exposures as carriers expand product offerings.
With Liberty Mutual’s latest cyber suite, the insurer aims to position itself as a leading provider of flexible, globally aligned, and locally relevant cyber coverage in an increasingly complex threat landscape.
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