For over a decade, Burial Senior Insurance has helped seniors and families nationwide plan ahead with honest, affordable final expense coverage — no medical exams, no waiting periods, and no pressure. Our licensed agents guide you to the plan that fits your budget and your family’s needs.
Families Protected
Average Client Rating
Top-Rated Carriers
Average Approval Time
30+
years helping families plan ahead
Guaranteed Issue life insurance is a permanent whole life policy designed to ensure that everyone can secure coverage regardless of health status or medical history. There are zero medical exams, zero health questions, and zero doctor record reviews required to qualify.
As long as you meet the standard age requirements (typically ages 50 to 85), your acceptance is 100% guaranteed. It provides a reliable financial cushion to protect your loved ones from funeral costs, burial fees, and lingering debts.
Never worry about being turned down for coverage due to pre-existing conditions, past health struggles, or advancing age.
No health check, medical history review, or doctor signature required.
Your monthly premium is locked on day one and remains fixed for life.
Pays for funeral, burial, cremation, and administrative costs.
Settles outstanding credit card bills, medical loans, and final accounts.
Builds tax-deferred cash reserves over time that you can borrow against.
Full cash benefit delivered directly to family members free of federal income tax.
Explore specialized guaranteed acceptance plan structures tailored to your financial goals.
Specifically created to cover immediate funeral, burial, cremation, and service costs so your family avoids out-of-pocket stress.
Tailored for mature adults and seniors looking for simple, hassle-free permanent protection to leave a modest gift or clear final bills.
Standard guaranteed acceptance structure featuring full death benefit payouts for accidental death immediately and full natural health death coverage after two years.
Essential protection for individuals who have struggled to get approved for standard life policies.
Adults with chronic conditions like diabetes, heart disease, or past cancer.
Older individuals needing quick, reliable final expense protection.
Anyone turned down for traditional or underwritten life insurance plans.
Individuals wanting to ensure burial and cremation fees are fully funded.
Buyers who do not want blood work, urine tests, or health checkups.
Forward-thinking adults securing permanent peace of mind with guaranteed rates.
Health challenges and advancing age should never stand between you and the ability to protect your family. Guaranteed Issue life insurance removes all traditional underwriting hurdles, ensuring that everyone can secure permanent whole life protection regardless of medical history.
Because there are no health questions or physical exams, your approval is 100% guaranteed. Your monthly rates stay completely fixed for the rest of your life, giving your family guaranteed financial relief when they need it most.
Outstanding advantages built on absolute acceptance, fixed costs, and lifelong security.
Zero medical exams, blood draws, or health questionnaires.
Your monthly rate stays the same forever and will never increase.
Coverage remains active for life as long as premiums are paid.
Builds accessible tax-deferred cash reserves over time.
Simple digital application with rapid approval processing.
Beneficiaries receive the cash payout free of federal income tax.
(800) 718-4568
Simple steps to lock in guaranteed life insurance protection today.
1
Select your benefit amount (typically $2,000 to $25,000+).
2
Provide basic personal details (name, date of birth, address).
3
Instant acceptance with zero medical questions or physicals.
4
Pay your locked monthly premium to keep guaranteed protection active.
Estimated monthly payments for a $10,000 permanent guaranteed acceptance whole life policy.
|
AGE
|
FEMALE MONTHLY RATE
|
MALE MONTHLY RATE
|
|---|---|---|
|
50
|
$34/mo
|
$44/mo
|
|
55
|
$40/mo
|
$52/mo
|
|
60
|
$50/mo
|
$68/mo
|
|
65
|
$65/mo
|
$88/mo
|
|
70
|
$88/mo
|
$120/mo
|
|
75
|
$120/mo
|
$165/mo
|
Sample rates are for illustrative purposes. Actual monthly pricing depends on exact age, gender, state availability, and chosen insurance carrier.
We help you compare top-rated guaranteed acceptance carriers to secure the best rates.
Access guaranteed plans backed by financially strong, A-rated insurance companies.
Independent rate guidance focused on securing maximum benefit for your budget.
Respectful, transparent service that lets you apply comfortably at your pace.
Streamlined digital application processing for immediate policy delivery.
Start with a few basic details — takes less than a minute.
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Answer a few quick questions and one of our licensed agents will help you compare real quotes from top-rated carriers — no obligation, no pressure.
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Yes! Guaranteed Issue life insurance has zero health questions and zero medical exams. Your approval is 100% guaranteed regardless of your health history.
If death occurs due to an accident within the first two years, the full benefit is paid immediately. If death occurs due to natural health causes during the first two years, all premiums paid plus interest are returned to your beneficiaries. After two years, the full benefit is paid for all causes of death.
No. Once approved, your monthly premium is permanently locked in and will never increase for as long as you keep the policy.
Guaranteed Issue policies typically offer coverage limits ranging from $2,000 up to $25,000 or $50,000 depending on your age and the carrier.
Yes! Because Guaranteed Issue is a form of whole life insurance, it builds tax-deferred cash value over time that you can borrow against in the future.
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Burial Senior Insurance provides information and services related to burial insurance for senior citizens, including policy options and end-of-life support services.
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