For over a decade, Burial Senior Insurance has helped seniors and families nationwide plan ahead with honest, affordable final expense coverage — no medical exams, no waiting periods, and no pressure. Our licensed agents guide you to the plan that fits your budget and your family’s needs.
Families Protected
Average Client Rating
Top-Rated Carriers
Average Approval Time
30+
years helping families plan ahead
Cremation insurance is a specialized whole life policy designed to cover the specific costs associated with cremation services, urns, memorial ceremonies, and final expenses. It offers an affordable alternative to traditional burial insurance.
The cash payout is delivered directly and tax-free to your beneficiaries, allowing them to carry out your exact final wishes without worrying about out-of-pocket costs.
Cremation costs continue to rise. Having a dedicated policy ensures your family isn’t left paying out-of-pocket.
Pays for direct cremation, transportation, and professional service fees.
Covers decorative urns, memorial jewelry, and scattering services.
Pays for memorial halls, flowers, obituaries, and family gatherings.
Helps settle unpaid hospital bills, hospice care, and doctor fees.
Fast cash distribution so providers are paid without delay.
Any remaining benefit money is gifted directly to your loved ones tax-free.
Select the cremation plan structure that best fits your final arrangements and budget.
Designed for individuals who want a simple direct cremation without extra formal service costs, keeping monthly premiums exceptionally low.
Covers complete cremation services along with viewing ceremonies, memorial gatherings, flowers, and family receptions.
Hassle-free policy application without blood work, doctor visits, or physical checkups—just simple yes/no health questions.
Built for seniors with pre-existing health conditions who want guaranteed acceptance with zero medical questions.
Ideal for seniors and forward-thinking adults planning simple, dignified final arrangements.
Older adults seeking affordable, permanent end-of-life coverage.
Anyone who chooses cremation over traditional ground burial.
Seniors needing small, predictable monthly premiums that fit Social Security income.
Adults who refuse to leave sudden expenses on their family.
Anyone needing designated cash reserves specifically for cremation costs.
Forward-looking individuals ensuring their final wishes are fully pre-funded.
Choosing cremation is a practical and meaningful choice, but costs for cremation services, memorial gatherings, urns, and certificates can still add up quickly. Without dedicated coverage, your family could face unexpected financial pressure during an emotional time.
Cremation insurance provides permanent whole life protection. Your monthly rate will stay locked for life, your coverage will never decrease, and your policy will never expire as long as premiums are paid. It gives your family the exact cash needed to honor your wishes peacefully.
Practical advantages designed for affordability, simplicity, and total certainty.
Beneficiaries receive full cash proceeds without federal tax deductions.
Premiums stay fixed for life—never increasing as you grow older.
Cremation coverage requires lower payout limits, saving you money monthly.
Beneficiaries receive fast cash turnaround to settle service bills quickly.
Most plans only require basic yes/no health questions.
Family members can use remaining cash for any purpose or personal bill.
(800) 718-4568
Getting protected with cremation insurance is quick and hassle-free.
1
Select a plan benefit ($2,000–$15,000) aligned with your cremation plan.
2
Answer a few quick health questions or select guaranteed approval.
3
Pay your first small monthly premium to freeze your low lifetime rate.
4
Your policy remains active, protecting your family whenever the time comes.
Estimated monthly payments for a $5,000 whole life cremation policy based on age and gender.
|
AGE
|
FEMALE RATE
|
MALE RATE
|
|---|---|---|
|
55
|
$24/mo
|
$29/mo
|
|
60
|
$29/mo
|
$36/mo
|
|
65
|
$37/mo
|
$46/mo
|
|
70
|
$48/mo
|
$61/mo
|
|
75
|
$68/mo
|
$87/mo
|
Rates shown are sample estimates only and not a guarantee of coverage or price.
We help you compare top cremation policies to find the most affordable coverage for your budget.
We shop multiple top-rated insurers to get you the lowest available rate.
Access policies backed by financially strong, dependable companies.
Respectful service focused on helping you decide at your own pace.
Applications processed in minutes so your coverage is active right away.
Start with a few basic details — takes less than a minute.
945+ Reviews
Or Call: (800)-718-4568
Answer a few quick questions and one of our licensed agents will help you compare real quotes from top-rated carriers — no obligation, no pressure.
✓ 100% Free Quote
✓ No Obligation
✓ Licensed Agents
It covers direct cremation services, urns, memorial hall rentals, viewing ceremonies, flowers, obituary printings, and unpaid medical bills.
A direct cremation usually costs between $1,500 and $3,000, while a cremation with a memorial service costs between $4,000 and $7,000. Most seniors choose a $5,000 to $10,000 policy.
No. Cremation insurance policies are permanent whole life plans. As long as premiums are paid, coverage lasts for your entire lifetime.
Yes! We offer Simplified Issue and Guaranteed Issue options that require zero medical exams and accept common health conditions.
No. Once approved, your monthly rate is locked in permanently and will never increase due to age or health changes.
Burial Senior Insurance provides information and services related to burial insurance for senior citizens, including policy options and end-of-life support services.
Copyright © Burial Senior Insurance 2026. All Right Reserved.
